Collect all of your current student loan information, account comments and you can costs you gets all the info needed seriously to complete the “Federal Lead Consolidation Loan application and you may Promissory Note.”

If not want to make about three voluntary costs, you might still combine your finance for folks who invest in get into to the a living-inspired repayment bundle

1. To begin, you must apply online through , or down load an application form and mail a completed copy to the Department of Education.
2. Opinion what on the application. For those who have completed the form, generate a duplicate to suit your ideas and mail the original pages step 1, 2, step three, cuatro and you can 5 toward agencies, as well as the accomplished setting(s) recognized regarding the Fees Plan Options area and you will people expected extra versions or files.
3. When your finished software and you may help documents was obtained, the fresh agency will start processing the application. During this period, the fresh new company you will name your which have questions. At the same time, for folks who already must generate money in your loans, continue doing therefore. You will need to remain making money until you found written notification your finance was effectively consolidated and it is time and energy to begin using their Direct Integration Financing. Read more about The entire financing integration process should be completed in a single class …